The RegTech sector in Sub-Saharan Africa is experiencing rapid maturation, driven primarily by the explosive growth of FinTech and the subsequent demand for sophisticated, efficient, and cost-effective regulatory compliance solutions. 2025 is characterized by an intensified focus on digital identity verification (eKYC), anti-money laundering (AML), and cybersecurity, spurred by evolving cross-border payment mechanisms and increasing digital fraud risks.

The explosive growth of FinTech across the continent—driven by mobile money, digital lending, and cross-border payments—has intensified regulatory scrutiny. While global FinTech funding saw a decline, the necessity for robust compliance has cemented RegTech’s position as a non-negotiable component of digital financial services, especially in key markets like Nigeria, Kenya, South Africa, and Egypt.

This comprehensive industry report examines the state of RegTech across the continent, analyzing adoption trends, market dynamics, regulatory frameworks, and the transformative impact on consumer protection and financial inclusion.