Global: Stablecoins Accelerate Adoption in Global B2B Payments

Stablecoins are rapidly transitioning from niche digital assets to critical infrastructure within the global payments ecosystem, with business-to-business (B2B) transactions emerging as a major driver of real-world adoption.

Recent data shows that monthly B2B stablecoin payment volumes have surged from under $100 million in early 2023 to more than $6 billion by mid-2025, signalling a sharp shift toward blockchain-based settlement in corporate finance.

Today, B2B transactions account for an estimated $226 billion—approximately 60 per cent—of identifiable “real economy” stablecoin activity. The growing adoption is being fuelled by tangible efficiency gains, with 41 per cent of corporate users reporting cost savings of at least 10 per cent. Additionally, 77 per cent of companies leveraging stablecoins cite supplier payments as their primary use case.

Morph, a provider of settlement infrastructure for on-chain payments, projects that this growth trajectory will continue, with total annual stablecoin settlement volumes expected to surpass $50 trillion by the end of 2026.

The shift reflects a broader transformation in treasury and procurement operations, where organisations are increasingly prioritising faster settlement times, lower transaction costs, and greater transparency—advantages that stablecoins offer over traditional payment rails.

Looking ahead, Morph anticipates further disruption in the payments landscape. The firm suggests that by 2027, artificial intelligence-driven agents could become the dominant initiators of transactions, automating payment flows across supply chains and financial systems.

It also predicts mounting competitive pressure on legacy infrastructure providers such as SWIFT, which may be compelled to develop their own stablecoin-based settlement capabilities to remain relevant in a rapidly evolving market.

Commenting on the trend, Morph CEO Colin Goltra noted that stablecoins have moved beyond experimentation into mainstream financial operations. According to him, organisations that invest early in stablecoin infrastructure are likely to gain a lasting advantage in both cost efficiency and transaction speed over those reliant on traditional systems.

As adoption deepens, stablecoins are increasingly being positioned not just as a financial innovation, but as a foundational layer for the future of global commerce.