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BPC has launched a new business line, BPC Payments, aimed at enabling merchants to move money instantly across Latin America through a single, unified platform for pay-ins, pay-outs, and digital commerce.
The launch builds on BPC’s established presence in key regional markets, including Colombia, Mexico, and Peru, where its payment and banking technologies are already widely deployed.
Unified infrastructure for a fragmented payments landscape
BPC Payments is designed to address a persistent challenge in Latin America’s digital economy: fragmented payment infrastructure. By consolidating multiple payment functions into a single platform, the solution enables businesses to accept, process, and disburse funds seamlessly across channels and markets.
The platform supports a broad range of use cases spanning e-commerce platforms, marketplaces, financial institutions, fintechs, and regulated sectors such as lending and gaming. Its architecture combines local market expertise with scalable technology to deliver compliant, region-specific payment capabilities.
At the core of the offering is SmartVista, BPC’s cloud-native processing platform, which powers payment operations for over 500 clients across more than 140 countries. Through a single API, merchants can manage cards, bank transfers, alternative payment methods, QR payments, digital wallets, and instant disbursements.
Embedded compliance, security, and intelligence
BPC Payments integrates fraud prevention, compliance, and security into every layer of the transaction lifecycle. Features include 3D Secure authentication, real-time decisioning, intelligent retry mechanisms, and continuous transaction monitoring.
As a PCI DSS-certified provider, BPC also reduces the compliance burden for merchants by managing certification requirements on their behalf—an important advantage in highly regulated markets.
Additional capabilities include transaction-level analytics, settlement insights, and high system uptime, supported by 24/7 operational assistance. Contextual user experience tools further enable businesses to tailor payment journeys based on customer behaviour, device, and channel.
Enabling faster innovation and scale
The platform is built to accelerate deployment and scalability, offering features such as peer-to-peer payments, wallet integrations, mobile app connectivity, recurring payments, refunds, and cardholder verification. It also includes developer-friendly tools such as sandbox environments, documentation, and integration resources to support rapid testing and deployment.
According to BPC, the goal is to eliminate the need for merchants to integrate multiple providers, reducing operational complexity while improving speed and reliability.
Positioning for LATAM’s next growth phase
The launch reflects growing demand across Latin America for faster, more resilient, and locally adapted payment solutions. As digital commerce expands and cross-border transactions increase, businesses are seeking platforms that can support diverse payment methods while maintaining compliance with local regulations.
BPC Payments positions itself as a comprehensive ecosystem that combines real-time transaction monitoring, high approval rates, and flexible integration with strong regulatory alignment.
With this move, BPC is strengthening its regional proposition and positioning itself to support the next wave of digital payments growth across Latin America—offering merchants a scalable, secure, and unified platform for commerce and money movement.
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