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Clear Junction, a global provider of cross-border payments and banking infrastructure for licensed financial institutions, has launched an on-chain stablecoin pay-in service that allows its clients to accept stablecoin deposits from their customers and seamlessly convert them into fiat currency.
Under the new offering, known as onChain Stablecoin Pay-In, incoming stablecoin transfers are screened and cleared before being converted and credited in fiat to the client institution. Supported currencies include GBP, EUR and USD.
The service forms part of Clear Junction’s wider onChain initiative, which integrates blockchain-based payment rails into regulated banking operations as a practical funding and settlement capability. Following the launch of onChain settlement in 2025, the introduction of the pay-in function extends this model to inbound funding, addressing growing institutional demand for stablecoin usage within existing governance, control and reporting frameworks.
Designed for banks, electronic money institutions (EMIs) and money service businesses (MSBs), the solution enables institutions to offer stablecoin prefunding through their own apps or online banking platforms, while maintaining a fiat-first operational experience. End customers are issued dedicated deposit addresses on supported networks, with each transaction screened at the individual level prior to conversion and fiat crediting.
As stablecoins move from pilot projects into everyday financial operations, many institutions are seeking ways to adopt the technology without creating parallel systems or increasing operational and compliance risks. Clear Junction’s onChain approach treats digital assets as part of regulated payment infrastructure, aligning stablecoin funding with established account controls, reconciliation processes and reporting standards.
Teresa Cameron, Group CEO at Clear Junction, said stablecoins are becoming an integral part of cross-border value transfer. She noted that financial institutions want to use these rails within familiar account models that provide clear governance, controls and auditability. According to her, the new pay-in service brings stablecoins into routine account operations through transaction-level screening, a fiat-first experience and audit-ready evidence.
The onChain Stablecoin Pay-In service operates through a straightforward process. Institutions enable the service via API or the Clear Junction portal and present the stablecoin pay-in option to customers within their own digital channels. Each customer receives a dedicated deposit address, with all transfers screened before conversion and crediting in fiat to support onward account activity.
Cameron added that by aligning stablecoin funding with the same operating model used for fiat, Clear Junction is enabling faster cross-border settlement and improved liquidity efficiency, without compromising treasury oversight or compliance processes.
The service is now available to eligible clients and open for onboarding.
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