<?xml version="1.0" encoding="UTF-8"?><?xml-stylesheet type="text/xsl" href="//regtechafrica.com/main-sitemap.xsl"?>
<urlset xmlns:xsi="http://www.w3.org/2001/XMLSchema-instance" xmlns:image="http://www.google.com/schemas/sitemap-image/1.1" xsi:schemaLocation="http://www.sitemaps.org/schemas/sitemap/0.9 http://www.sitemaps.org/schemas/sitemap/0.9/sitemap.xsd http://www.google.com/schemas/sitemap-image/1.1 http://www.google.com/schemas/sitemap-image/1.1/sitemap-image.xsd" xmlns="http://www.sitemaps.org/schemas/sitemap/0.9">
	<url>
		<loc>https://regtechafrica.com/enterprise-blockchain-trends-that-will-drive-adoption-in-2021/</loc>
		<lastmod>2021-01-03T13:08:00+00:00</lastmod>
		<image:image>
			<image:loc>http://regtechafrica.com/wp-content/uploads/2021/01/Enterprise-blockchain-trends-that-will-drive-adoption-in-2021.png</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://regtechafrica.com/the-opportunity-for-blockchain-based-e-commerce-platform/</loc>
		<lastmod>2021-01-03T13:06:55+00:00</lastmod>
		<image:image>
			<image:loc>http://regtechafrica.com/wp-content/uploads/2021/01/The-Opportunity-for-Blockchain-Based-E-commerce-Platform.jpg</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://regtechafrica.com/what-fintech-means-for-ecommerce-2/</loc>
		<lastmod>2021-01-03T13:04:42+00:00</lastmod>
		<image:image>
			<image:loc>http://regtechafrica.com/wp-content/uploads/2021/01/What-FinTech-Means-for-Ecommerce.jpeg</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://regtechafrica.com/no-killing-the-cheque-as-banks-commence-full-enforcement-of-the-revised-cheque-standard/</loc>
		<lastmod>2021-01-02T20:13:36+00:00</lastmod>
		<image:image>
			<image:loc>http://regtechafrica.com/wp-content/uploads/2020/06/Emefiele1-653x365-1.jpg</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://regtechafrica.com/data-protection-nigerian-fintechs-may-be-violating-consumer-rights/</loc>
		<lastmod>2021-01-02T00:37:33+00:00</lastmod>
		<image:image>
			<image:loc>http://regtechafrica.com/wp-content/uploads/2021/01/SME-Nigeria.jpg</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://regtechafrica.com/four-roles-fintechs-play-in-the-effective-drive-of-financial-inclusion-in-nigeria/</loc>
		<lastmod>2021-01-02T00:27:02+00:00</lastmod>
		<image:image>
			<image:loc>http://regtechafrica.com/wp-content/uploads/2020/06/Nigeria%E2%80%99s-Fintechs.jpg</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://regtechafrica.com/bytedance-meituan-and-pinduoduo-chinas-second-tier-tech-giants-poised-to-challenge-payments-duopoly/</loc>
		<lastmod>2021-01-02T00:25:28+00:00</lastmod>
		<image:image>
			<image:loc>http://regtechafrica.com/wp-content/uploads/2021/01/ByteDance.jpg</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://regtechafrica.com/how-africas-afcfta-agreement-will-impact-startups-and-policymakers/</loc>
		<lastmod>2021-01-02T00:23:50+00:00</lastmod>
		<image:image>
			<image:loc>http://regtechafrica.com/wp-content/uploads/2020/12/AfCFTA.png</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://regtechafrica.com/cbn-survey-reveals-household-credit-supply-will-increase-in-q1-2021/</loc>
		<lastmod>2021-01-02T00:18:01+00:00</lastmod>
		<image:image>
			<image:loc>http://regtechafrica.com/wp-content/uploads/2020/12/Banks-borrow-N1.7tn-from-CBN-in-three-months.jpg</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://regtechafrica.com/increasingly-cashless-sweden-eyes-digital-currency/</loc>
		<lastmod>2021-01-02T00:14:26+00:00</lastmod>
		<image:image>
			<image:loc>http://regtechafrica.com/wp-content/uploads/2021/01/Sveriges-Riksbank.jpg</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://regtechafrica.com/central-bank-digital-currencies-drivers-approaches-and-technologies/</loc>
		<lastmod>2021-01-02T00:12:31+00:00</lastmod>
		<image:image>
			<image:loc>http://regtechafrica.com/wp-content/uploads/2020/10/digital-currency-scaled.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://regtechafrica.com/wp-content/uploads/2021/01/null.png</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://regtechafrica.com/wp-content/uploads/2021/01/null-1.png</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://regtechafrica.com/wp-content/uploads/2021/01/null-2.png</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://regtechafrica.com/wp-content/uploads/2021/01/null-3.png</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://regtechafrica.com/uk-tech-firms-attract-record-15bn-in-venture-capital-funding/</loc>
		<lastmod>2021-01-02T00:11:29+00:00</lastmod>
		<image:image>
			<image:loc>http://regtechafrica.com/wp-content/uploads/2020/04/Westminister-large-1024x683-1.jpg</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://regtechafrica.com/the-2020-review-of-top-fintech-developments-and-trends/</loc>
		<lastmod>2021-01-02T00:08:19+00:00</lastmod>
		<image:image>
			<image:loc>http://regtechafrica.com/wp-content/uploads/2020/11/Fintech-2.png</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://regtechafrica.com/wp-content/uploads/2021/01/No20alt20text20provided20for20this20image.jpeg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://regtechafrica.com/wp-content/uploads/2021/01/No20alt20text20provided20for20this20image-1.jpeg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://regtechafrica.com/wp-content/uploads/2021/01/No20alt20text20provided20for20this20image-2.jpeg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://regtechafrica.com/wp-content/uploads/2021/01/No20alt20text20provided20for20this20image-3.jpeg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://regtechafrica.com/wp-content/uploads/2021/01/No20alt20text20provided20for20this20image-4.jpeg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://regtechafrica.com/wp-content/uploads/2021/01/No20alt20text20provided20for20this20image-5.jpeg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://regtechafrica.com/wp-content/uploads/2021/01/No20alt20text20provided20for20this20image-6.jpeg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://regtechafrica.com/wp-content/uploads/2021/01/No20alt20text20provided20for20this20image-7.jpeg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://regtechafrica.com/wp-content/uploads/2021/01/No20alt20text20provided20for20this20image-8.jpeg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://regtechafrica.com/wp-content/uploads/2021/01/No20alt20text20provided20for20this20image-9.jpeg</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://regtechafrica.com/sterling-union-ecobank-lead-customer-service-support-to-smes-kpmg-report/</loc>
		<lastmod>2021-01-01T23:50:37+00:00</lastmod>
		<image:image>
			<image:loc>http://regtechafrica.com/wp-content/uploads/2020/09/Sterling-Bank-e1601446790371.jpg</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://regtechafrica.com/following-court-order-naicom-stops-insurers-recapitalisation/</loc>
		<lastmod>2021-01-01T05:26:36+00:00</lastmod>
		<image:image>
			<image:loc>http://regtechafrica.com/wp-content/uploads/2020/05/NAICOM.jpg</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://regtechafrica.com/china-seeks-to-shrink-billionaire-jack-mas-financial-empire/</loc>
		<lastmod>2021-01-01T05:25:06+00:00</lastmod>
		<image:image>
			<image:loc>http://regtechafrica.com/wp-content/uploads/2020/10/Jack-Ma-2.jpg</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://regtechafrica.com/chinas-central-bank-vows-to-keep-monetary-policy-consistent/</loc>
		<lastmod>2021-01-01T05:25:01+00:00</lastmod>
		<image:image>
			<image:loc>http://regtechafrica.com/wp-content/uploads/2020/05/china-central-bank-1000x600-1.jpg</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://regtechafrica.com/these-2020-blockchain-tech-developments-have-set-the-stage-for-2021/</loc>
		<lastmod>2021-01-01T05:05:48+00:00</lastmod>
		<image:image>
			<image:loc>http://regtechafrica.com/wp-content/uploads/2020/06/Blockchain-1.jpg</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://regtechafrica.com/government-extends-deadline-for-telcos-to-block-sims-without-national-identification-number/</loc>
		<lastmod>2020-12-31T05:35:56+00:00</lastmod>
		<image:image>
			<image:loc>http://regtechafrica.com/wp-content/uploads/2020/04/d9fa2899-ali_pantami_.jpg</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://regtechafrica.com/diaspora-remittances-into-nigeria-fall-27-to-12-9bn/</loc>
		<lastmod>2020-12-31T05:32:33+00:00</lastmod>
		<image:image>
			<image:loc>http://regtechafrica.com/wp-content/uploads/2020/10/Nigeria-flag.jpg</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://regtechafrica.com/the-biggest-fintech-rounds-of-2020/</loc>
		<lastmod>2020-12-31T05:27:21+00:00</lastmod>
		<image:image>
			<image:loc>http://regtechafrica.com/wp-content/uploads/2020/07/Fintech.jpg</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://regtechafrica.com/turkey-set-to-pilot-digital-currency-in-2021/</loc>
		<lastmod>2020-12-31T05:24:19+00:00</lastmod>
		<image:image>
			<image:loc>http://regtechafrica.com/wp-content/uploads/2020/06/Turkey-Central-Bank.png</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://regtechafrica.com/kenyas-central-bank-gears-up-for-open-banking-in-new-5-year-strategy/</loc>
		<lastmod>2020-12-31T05:21:22+00:00</lastmod>
		<image:image>
			<image:loc>http://regtechafrica.com/wp-content/uploads/2020/05/35CBK-768x576-1280x720-1.jpg</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://regtechafrica.com/glitch-secures-seed-investment-from-spark-digital-capital/</loc>
		<lastmod>2020-12-30T11:41:05+00:00</lastmod>
		<image:image>
			<image:loc>http://regtechafrica.com/wp-content/uploads/2020/12/Glitch.png</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://regtechafrica.com/digital-currencies-could-outshine-swift-system-says-central-bank-of-russias-deputy-governor/</loc>
		<lastmod>2020-12-30T11:38:29+00:00</lastmod>
		<image:image>
			<image:loc>http://regtechafrica.com/wp-content/uploads/2020/12/swift.jpeg-1024x768-1.jpg</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://regtechafrica.com/the-top-5-egyptian-startup-sector-developments-of-2020/</loc>
		<lastmod>2020-12-30T11:35:24+00:00</lastmod>
		<image:image>
			<image:loc>http://regtechafrica.com/wp-content/uploads/2020/12/Vezeeta.jpg</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://regtechafrica.com/digital-currencies-and-us-dollar-dominance/</loc>
		<lastmod>2020-12-30T11:27:08+00:00</lastmod>
		<image:image>
			<image:loc>http://regtechafrica.com/wp-content/uploads/2020/08/crypto_regulations_USA.jpg</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://regtechafrica.com/how-5g-is-going-to-transform-digital-banking-in-2021/</loc>
		<lastmod>2020-12-30T11:27:01+00:00</lastmod>
		<image:image>
			<image:loc>http://regtechafrica.com/wp-content/uploads/2020/07/5G-1.jpg</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://regtechafrica.com/new-york-authorizes-first-yen-stablecoin-operator-in-the-us/</loc>
		<lastmod>2020-12-30T10:45:29+00:00</lastmod>
		<image:image>
			<image:loc>http://regtechafrica.com/wp-content/uploads/2020/12/stablecoin.png</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://regtechafrica.com/cbn-9mobile-others-offer-insights-on-financial-inclusion-deepening/</loc>
		<lastmod>2020-12-30T10:25:36+00:00</lastmod>
		<image:image>
			<image:loc>http://regtechafrica.com/wp-content/uploads/2020/04/Central-Bank-of-Nigeria-CBN-e1588090214913.jpg</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://regtechafrica.com/agritech-startup-ecosystem-tax-planning-incentives-and-opportunities/</loc>
		<lastmod>2020-12-30T10:22:13+00:00</lastmod>
		<image:image>
			<image:loc>http://regtechafrica.com/wp-content/uploads/2020/06/Tech-in-Agriculture.jpg</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://regtechafrica.com/fidelity-bank-plc-announces-retirement-and-appointment-of-new-directors/</loc>
		<lastmod>2020-12-30T10:21:34+00:00</lastmod>
		<image:image>
			<image:loc>http://regtechafrica.com/wp-content/uploads/2020/10/Fidelity-Bank.png</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://regtechafrica.com/how-better-financial-infrastructure-can-drive-bond-market-development-in-hong-kong-and-the-region/</loc>
		<lastmod>2020-12-29T15:10:16+00:00</lastmod>
		<image:image>
			<image:loc>http://regtechafrica.com/wp-content/uploads/2020/12/Bridging-The-Gap-For-Digital-Exclusion-In-Payments.jpg</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://regtechafrica.com/tel-aviv-stock-exchange-launches-cannabis-index/</loc>
		<lastmod>2020-12-29T15:10:05+00:00</lastmod>
		<image:image>
			<image:loc>http://regtechafrica.com/wp-content/uploads/2020/12/Aviv.jpg</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://regtechafrica.com/health-to-be-on-cyber-securitys-front-line-in-2021/</loc>
		<lastmod>2020-12-29T15:03:47+00:00</lastmod>
		<image:image>
			<image:loc>http://regtechafrica.com/wp-content/uploads/2020/10/cybersecurity.jpg</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://regtechafrica.com/indian-startups-raised-9-3-billion-in-2020/</loc>
		<lastmod>2020-12-29T15:02:51+00:00</lastmod>
		<image:image>
			<image:loc>http://regtechafrica.com/wp-content/uploads/2020/05/GettyImages-699037346-scaled.jpg</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://regtechafrica.com/non-interest-securities-cbn-to-charge-protection-fees/</loc>
		<lastmod>2020-12-29T15:02:44+00:00</lastmod>
		<image:image>
			<image:loc>http://regtechafrica.com/wp-content/uploads/2020/05/CBN-Headquarters-Abuja.jpg</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://regtechafrica.com/abcon-seeks-to-become-payment-agents-for-diaspora-remittances/</loc>
		<lastmod>2020-12-29T15:00:39+00:00</lastmod>
		<image:image>
			<image:loc>http://regtechafrica.com/wp-content/uploads/2020/12/ABCON.jpg</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://regtechafrica.com/brexit-offers-britain-chance-to-do-financial-services-differently-minister/</loc>
		<lastmod>2020-12-29T15:00:11+00:00</lastmod>
		<image:image>
			<image:loc>http://regtechafrica.com/wp-content/uploads/2020/07/MAY2018_uk_openbanking.jpg</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://regtechafrica.com/china-pushes-ant-group-overhaul-in-latest-crackdown-on-ma/</loc>
		<lastmod>2020-12-28T07:51:54+00:00</lastmod>
		<image:image>
			<image:loc>http://regtechafrica.com/wp-content/uploads/2020/12/China-pushes-Ant-Group-overhaul-in-latest-crackdown-on-Ma.jpg</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://regtechafrica.com/turkey-to-pilot-digital-currency-in-2021-says-central-bank-governor/</loc>
		<lastmod>2020-12-28T07:50:42+00:00</lastmod>
		<image:image>
			<image:loc>http://regtechafrica.com/wp-content/uploads/2020/12/Turkey-to-Pilot-Digital-Currency-in-2021-Says-Central-Bank-Governor.jpg</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://regtechafrica.com/bridging-the-gap-for-digital-exclusion-in-payments/</loc>
		<lastmod>2020-12-28T07:47:31+00:00</lastmod>
		<image:image>
			<image:loc>http://regtechafrica.com/wp-content/uploads/2020/12/Bridging-The-Gap-For-Digital-Exclusion-In-Payments.jpg</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://regtechafrica.com/japan-prepares-for-digital-currency-in-line-with-china-and-others/</loc>
		<lastmod>2020-12-28T07:45:36+00:00</lastmod>
		<image:image>
			<image:loc>http://regtechafrica.com/wp-content/uploads/2020/12/Japan-prepares-for-digital-currency-in-line-with-China-and-others.jpeg</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://regtechafrica.com/canadian-fintech-company-plans-to-buy-bitcoin-worth-at-least-1-2-million-in-2021/</loc>
		<lastmod>2020-12-28T07:30:25+00:00</lastmod>
		<image:image>
			<image:loc>http://regtechafrica.com/wp-content/uploads/2020/12/Canadian-Fintech-Company-Plans-to-Buy-Bitcoin-Worth-At-Least-1.2-Million-in-2021.png</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://regtechafrica.com/tokyo-stock-exchange-moves-to-weed-out-tiny-firms-from-topix-start-new-index/</loc>
		<lastmod>2020-12-27T09:39:34+00:00</lastmod>
		<image:image>
			<image:loc>http://regtechafrica.com/wp-content/uploads/2020/12/TSE.jpg</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://regtechafrica.com/critical-reasons-tech-will-be-a-major-trend-in-2021/</loc>
		<lastmod>2020-12-27T09:37:53+00:00</lastmod>
		<image:image>
			<image:loc>http://regtechafrica.com/wp-content/uploads/2020/08/Hongkong-tech.jpeg</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://regtechafrica.com/chinas-central-bank-wants-a-say-in-fintechs-future-as-it-grants-new-personal-credit-ratings-license-to-state-venture-with-internet-firms/</loc>
		<lastmod>2020-12-27T09:32:14+00:00</lastmod>
		<image:image>
			<image:loc>http://regtechafrica.com/wp-content/uploads/2020/05/china-central-bank-1000x600-1.jpg</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://regtechafrica.com/zoom-plans-to-offer-new-services-in-2021/</loc>
		<lastmod>2020-12-27T09:31:01+00:00</lastmod>
		<image:image>
			<image:loc>http://regtechafrica.com/wp-content/uploads/2020/07/zoom.png</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://regtechafrica.com/digital-currencies-may-make-swift-redundant-says-russian-central-bank-report/</loc>
		<lastmod>2020-12-27T09:26:55+00:00</lastmod>
		<image:image>
			<image:loc>http://regtechafrica.com/wp-content/uploads/2020/12/swift.jpeg-1024x768-1.jpg</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://regtechafrica.com/why-barcelona-is-becoming-a-hub-for-travel-startups/</loc>
		<lastmod>2020-12-27T09:26:29+00:00</lastmod>
		<image:image>
			<image:loc>http://regtechafrica.com/wp-content/uploads/2020/12/barcelona-gaudi-destination-featured.jpg</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://regtechafrica.com/china-set-to-surpass-u-s-as-worlds-biggest-economy-by-2028-says-report/</loc>
		<lastmod>2020-12-27T09:22:31+00:00</lastmod>
		<image:image>
			<image:loc>http://regtechafrica.com/wp-content/uploads/2020/07/china-flag.jpg</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://regtechafrica.com/grab-demands-strong-control-by-founder-in-gojek-merger/</loc>
		<lastmod>2020-12-27T09:22:13+00:00</lastmod>
		<image:image>
			<image:loc>http://regtechafrica.com/wp-content/uploads/2020/06/grabpay-cards.jpg</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://regtechafrica.com/cbn-issues-subtle-warning-explaining-how-domiciliary-accounts-should-be-used/</loc>
		<lastmod>2020-12-27T09:05:45+00:00</lastmod>
		<image:image>
			<image:loc>http://regtechafrica.com/wp-content/uploads/2020/12/fintrak-e1609059923369.jpg</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://regtechafrica.com/regulatory-impact-to-alibabas-e-commerce-sales/</loc>
		<lastmod>2020-12-26T09:35:53+00:00</lastmod>
		<image:image>
			<image:loc>http://regtechafrica.com/wp-content/uploads/2020/12/Regulatory-Impact-To-Alibabas-E-Commerce-Sales-scaled.jpeg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://regtechafrica.com/wp-content/uploads/2020/12/Chart.png</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://regtechafrica.com/wp-content/uploads/2020/12/null-7.png</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://regtechafrica.com/wp-content/uploads/2020/12/null-8.png</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://regtechafrica.com/wp-content/uploads/2020/12/null-9.png</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://regtechafrica.com/wp-content/uploads/2020/12/Chart-1.png</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://regtechafrica.com/how-companies-can-use-automation-to-face-cross-border-b2b-payment-challenges/</loc>
		<lastmod>2020-12-26T09:21:18+00:00</lastmod>
		<image:image>
			<image:loc>http://regtechafrica.com/wp-content/uploads/2020/12/How-Companies-Can-Use-Automation-to-Face-Cross-Border-B2B-Payment-Challenges.jpg</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://regtechafrica.com/fintrak-software-emerges-tech-company-of-year/</loc>
		<lastmod>2020-12-26T09:14:13+00:00</lastmod>
		<image:image>
			<image:loc>http://regtechafrica.com/wp-content/uploads/2020/12/Fintrak-software-emerges-tech-company-of-year.jpg</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://regtechafrica.com/understanding-agent-banking-strategy/</loc>
		<lastmod>2020-12-26T09:10:31+00:00</lastmod>
		<image:image>
			<image:loc>http://regtechafrica.com/wp-content/uploads/2020/12/Understanding-Agent-Banking-strategy.jpeg</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://regtechafrica.com/the-global-challenge-of-regulating-virtual-assets/</loc>
		<lastmod>2020-12-26T09:05:08+00:00</lastmod>
		<image:image>
			<image:loc>http://regtechafrica.com/wp-content/uploads/2020/12/The-Global-Challenge-of-Regulating-Virtual-Assets.jpg</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://regtechafrica.com/5-investment-trends-that-will-dominate-after-the-pandemic/</loc>
		<lastmod>2020-12-26T09:01:37+00:00</lastmod>
		<image:image>
			<image:loc>http://regtechafrica.com/wp-content/uploads/2020/12/5-investment-trends-that-will-dominate-after-the-pandemic.jpg</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://regtechafrica.com/banks-borrow-n1-7tn-from-cbn-in-three-months/</loc>
		<lastmod>2020-12-26T07:42:15+00:00</lastmod>
		<image:image>
			<image:loc>http://regtechafrica.com/wp-content/uploads/2020/12/Banks-borrow-N1.7tn-from-CBN-in-three-months.jpg</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://regtechafrica.com/inq-digital-nigeria-limited-unveils-new-solutions/</loc>
		<lastmod>2020-12-26T07:39:38+00:00</lastmod>
		<image:image>
			<image:loc>http://regtechafrica.com/wp-content/uploads/2020/12/inq.-Digital-Nigeria-limited-unveils-new-solutions.png</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://regtechafrica.com/nse-market-capitalisation-hits-the-20trn-mark-highest-in-history/</loc>
		<lastmod>2020-12-26T07:38:01+00:00</lastmod>
		<image:image>
			<image:loc>http://regtechafrica.com/wp-content/uploads/2020/12/Nigerian-Stock-Exchange.jpg</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://regtechafrica.com/tencent-backed-chinese-edtech-startup-bags-210m-in-round-led-by-tpgs-fundent/</loc>
		<lastmod>2020-12-26T07:35:15+00:00</lastmod>
		<image:image>
			<image:loc>http://regtechafrica.com/wp-content/uploads/2020/12/Tencent-backed-Chinese-edtech-startup-bags-210m.jpg</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://regtechafrica.com/top-14-artificial-intelligence-startups-to-watch-out-for-in-2021/</loc>
		<lastmod>2020-12-26T07:33:33+00:00</lastmod>
		<image:image>
			<image:loc>http://regtechafrica.com/wp-content/uploads/2020/12/Top-14-Artificial-Intelligence-Startups-to-watch-out-for-in-2021.jpg</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://regtechafrica.com/us-federal-regulators-set-new-expectations-for-stablecoin-issuers/</loc>
		<lastmod>2020-12-26T07:31:03+00:00</lastmod>
		<image:image>
			<image:loc>http://regtechafrica.com/wp-content/uploads/2020/12/US-federal-regulators-set-new-expectations-for-stablecoin-issuers.jpg</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://regtechafrica.com/opay-plans-to-expand-operations-to-north-africa-by-q1-2021/</loc>
		<lastmod>2020-12-25T07:32:55+00:00</lastmod>
		<image:image>
			<image:loc>http://regtechafrica.com/wp-content/uploads/2020/12/Opay-plans-to-expand-operations-to-North-Africa.jpg</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://regtechafrica.com/getting-started-as-a-payment-system-operator-in-nigeria/</loc>
		<lastmod>2020-12-25T07:31:17+00:00</lastmod>
		<image:image>
			<image:loc>http://regtechafrica.com/wp-content/uploads/2020/12/Getting-Started-as-a-Payment-System-Operator-in-Nigeria.jpg</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://regtechafrica.com/afdb-launches-50-million-facility-to-support-energy-access-companies-through-and-beyond-the-covid-19-pandemic/</loc>
		<lastmod>2020-12-25T07:28:28+00:00</lastmod>
		<image:image>
			<image:loc>http://regtechafrica.com/wp-content/uploads/2020/12/AfDB-launches-50-million-facility-to-support-energy-access-companies-through-and-beyond-the-COVID-19-pandemic.jpg</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://regtechafrica.com/binance-korea-is-shutting-down-just-eight-months-after-its-launch/</loc>
		<lastmod>2020-12-25T07:23:10+00:00</lastmod>
		<image:image>
			<image:loc>http://regtechafrica.com/wp-content/uploads/2020/12/Binance-Korea-is-shutting-down-just-eight-months-after-its-launch.jpg</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://regtechafrica.com/chinas-economy-to-grow-nearly-8-in-2021-world-bank/</loc>
		<lastmod>2020-12-25T07:20:46+00:00</lastmod>
		<image:image>
			<image:loc>http://regtechafrica.com/wp-content/uploads/2020/12/Chinas-economy-to-grow-nearly-8-in-2021-World-Bank-1.jpg</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://regtechafrica.com/crypto-exchange-bitpanda-secures-regulatory-approval-in-france/</loc>
		<lastmod>2020-12-25T07:15:30+00:00</lastmod>
		<image:image>
			<image:loc>http://regtechafrica.com/wp-content/uploads/2020/12/Crypto-Exchange-Bitpanda-Secures-Regulatory-Approval-in-France.jpg</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://regtechafrica.com/5-reasons-why-ai-could-be-the-future-of-finance/</loc>
		<lastmod>2020-12-25T07:10:09+00:00</lastmod>
		<image:image>
			<image:loc>http://regtechafrica.com/wp-content/uploads/2020/12/5-Reasons-Why-AI-could-be-the-Future-of-Finance.jpg</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://regtechafrica.com/payjoy-secures-26-million-debt-facility-from-lendable-to-boost-smartphone-financing-in-mexico/</loc>
		<lastmod>2020-12-25T07:06:39+00:00</lastmod>
		<image:image>
			<image:loc>http://regtechafrica.com/wp-content/uploads/2020/12/PayJoy-secures-26-million-debt-facility-from-Lendable-to-boost-smartphone-financing-in-Mexico.jpg</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://regtechafrica.com/ghanaian-fintech-startup-zeepay-raises-940k-seed-funding-round/</loc>
		<lastmod>2020-12-24T10:48:23+00:00</lastmod>
		<image:image>
			<image:loc>http://regtechafrica.com/wp-content/uploads/2020/12/Ghanaian-fintech-startup-Zeepay-raises-940k-seed-funding-round.jpg</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://regtechafrica.com/softbank-backed-opay-eyes-north-africa-after-nigeria-success/</loc>
		<lastmod>2020-12-24T10:45:29+00:00</lastmod>
		<image:image>
			<image:loc>http://regtechafrica.com/wp-content/uploads/2020/12/Softbank-Backed-OPay-Eyes-North-Africa-After-Nigeria-Success.jpg</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://regtechafrica.com/ndic-begins-verification-of-depositors-in-failed-microfinance-banks/</loc>
		<lastmod>2020-12-24T10:42:42+00:00</lastmod>
		<image:image>
			<image:loc>http://regtechafrica.com/wp-content/uploads/2020/12/NDIC-begins-verification-of-depositors-in-failed-Microfinance-Banks.jpg</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://regtechafrica.com/nse-launches-x-po-first-end-to-end-public-offering-subscription-platform-in-africa/</loc>
		<lastmod>2020-12-24T10:35:02+00:00</lastmod>
		<image:image>
			<image:loc>http://regtechafrica.com/wp-content/uploads/2020/12/nse-launches.jpg</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://regtechafrica.com/the-biggest-tech-mergers-and-acquisitions-of-2020/</loc>
		<lastmod>2020-12-23T13:59:38+00:00</lastmod>
		<image:image>
			<image:loc>http://regtechafrica.com/wp-content/uploads/2020/12/Mergers-Acquisitions.jpg</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://regtechafrica.com/medici-releases-africa-fintech-report-2020/</loc>
		<lastmod>2020-12-23T13:54:53+00:00</lastmod>
		<image:image>
			<image:loc>http://regtechafrica.com/wp-content/uploads/2020/12/original_africa-fintech-report-2020-by-medici.png</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://regtechafrica.com/kenyas-mobile-banking-pioneer-to-expand-into-money-management/</loc>
		<lastmod>2020-12-23T13:52:24+00:00</lastmod>
		<image:image>
			<image:loc>http://regtechafrica.com/wp-content/uploads/2020/07/Safaricom-e1596094018400.jpg</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://regtechafrica.com/regtech-easing-the-burden-of-compliance-for-fmcg/</loc>
		<lastmod>2020-12-23T13:52:18+00:00</lastmod>
		<image:image>
			<image:loc>http://regtechafrica.com/wp-content/uploads/2020/11/regtech-compliance.jpg</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://regtechafrica.com/google-invests-in-indian-startups-glance-and-dailyhunt/</loc>
		<lastmod>2020-12-23T13:52:04+00:00</lastmod>
		<image:image>
			<image:loc>http://regtechafrica.com/wp-content/uploads/2020/07/Google-768x506-1.png</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://regtechafrica.com/access-bank-seals-partnership-with-coronation-insurance-on-bancassurance/</loc>
		<lastmod>2020-12-23T13:49:38+00:00</lastmod>
		<image:image>
			<image:loc>http://regtechafrica.com/wp-content/uploads/2020/09/54e1ebd7-access-bank.jpg</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://regtechafrica.com/switch-offers-free-money-transfer-to-nigeria-this-christmas/</loc>
		<lastmod>2020-12-23T13:43:15+00:00</lastmod>
		<image:image>
			<image:loc>http://regtechafrica.com/wp-content/uploads/2020/12/Switch-e1608730889117.png</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://regtechafrica.com/paypals-xoom-adds-real-time-payments-for-remittances-to-india/</loc>
		<lastmod>2020-12-23T13:36:15+00:00</lastmod>
		<image:image>
			<image:loc>http://regtechafrica.com/wp-content/uploads/2020/12/Xoom-Paypal-South-Korea.jpg</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://regtechafrica.com/traditional-banks-offer-digital-asset-custody-amid-compliance-legislation/</loc>
		<lastmod>2020-12-23T13:18:21+00:00</lastmod>
		<image:image>
			<image:loc>http://regtechafrica.com/wp-content/uploads/2020/07/BANK-12-e1594300154375.jpg</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://regtechafrica.com/the-top-5-nigerian-startup-sector-developments-of-2020/</loc>
		<lastmod>2020-12-23T13:13:15+00:00</lastmod>
		<image:image>
			<image:loc>http://regtechafrica.com/wp-content/uploads/2020/10/paystack4-founders-1024x683-1.jpg</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://regtechafrica.com/union-bank-nigeria-plc-announces-emeka-okonkwo-as-incoming-ceo-as-emuwa-resigns/</loc>
		<lastmod>2020-12-23T13:09:44+00:00</lastmod>
		<image:image>
			<image:loc>http://regtechafrica.com/wp-content/uploads/2020/12/Emeka-Okonkwo-e1608728967199.jpg</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://regtechafrica.com/how-and-why-must-protect-their-intellectual-property-at-all-costs/</loc>
		<lastmod>2020-12-23T11:42:47+00:00</lastmod>
		<image:image>
			<image:loc>http://regtechafrica.com/wp-content/uploads/2020/12/Intellectual-property.jpeg</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://regtechafrica.com/how-ready-is-rwanda-for-fintech-investments/</loc>
		<lastmod>2020-12-23T11:41:05+00:00</lastmod>
		<image:image>
			<image:loc>http://regtechafrica.com/wp-content/uploads/2020/06/Kigali-Citys.jpg</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://regtechafrica.com/gojek-increases-stake-in-pt-bank-jago/</loc>
		<lastmod>2020-12-22T18:56:24+00:00</lastmod>
		<image:image>
			<image:loc>http://regtechafrica.com/wp-content/uploads/2020/12/Gojek.jpeg</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://regtechafrica.com/nigeria-is-now-the-second-largest-bitcoin-market/</loc>
		<lastmod>2020-12-22T18:51:52+00:00</lastmod>
		<image:image>
			<image:loc>http://regtechafrica.com/wp-content/uploads/2020/09/Bitcoin-nigeria.jpg</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://regtechafrica.com/ireland-levies-550k-fine-against-twitter-for-violating-gdpr-rules/</loc>
		<lastmod>2020-12-22T10:01:18+00:00</lastmod>
		<image:image>
			<image:loc>http://regtechafrica.com/wp-content/uploads/2020/07/twitter-stories.png</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://regtechafrica.com/canadian-fintech-neo-financial-raises-50-million-in-series-a-round/</loc>
		<lastmod>2020-12-22T09:59:24+00:00</lastmod>
		<image:image>
			<image:loc>http://regtechafrica.com/wp-content/uploads/2020/12/neo.jpg</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://regtechafrica.com/how-payments-acceptance-on-smartphones-can-bridge-the-digital-divide/</loc>
		<lastmod>2020-12-22T09:55:43+00:00</lastmod>
		<image:image>
			<image:loc>http://regtechafrica.com/wp-content/uploads/2020/07/phone.jpg</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://regtechafrica.com/cbn-liquidates-42-microfinance-banks/</loc>
		<lastmod>2020-12-21T06:24:59+00:00</lastmod>
		<image:image>
			<image:loc>http://regtechafrica.com/wp-content/uploads/2020/06/Mr-Godwin-Emefiele.jpg</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://regtechafrica.com/japanese-vc-firm-kepple-backs-16-more-african-tech-startups-to-take-2020-total-to-36/</loc>
		<lastmod>2020-12-21T06:16:47+00:00</lastmod>
		<image:image>
			<image:loc>http://regtechafrica.com/wp-content/uploads/2020/12/photo-4.jpg</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://regtechafrica.com/ecocash-to-increase-transaction-charges-next-month/</loc>
		<lastmod>2020-12-21T06:14:53+00:00</lastmod>
		<image:image>
			<image:loc>http://regtechafrica.com/wp-content/uploads/2020/09/mobile-money-southern-africa.png</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://regtechafrica.com/what-is-general-data-protection-regulation/</loc>
		<lastmod>2020-12-21T06:14:30+00:00</lastmod>
		<image:image>
			<image:loc>http://regtechafrica.com/wp-content/uploads/2020/12/GDPR-graphic.jpg</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://regtechafrica.com/from-mobile-money-to-digital-wallets-the-growing-trend-in-payments/</loc>
		<lastmod>2020-12-21T06:13:19+00:00</lastmod>
		<image:image>
			<image:loc>http://regtechafrica.com/wp-content/uploads/2020/06/wallet-app-develppment-main.png</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://regtechafrica.com/7-online-banking-security-tips-for-africans/</loc>
		<lastmod>2020-12-21T06:06:50+00:00</lastmod>
		<image:image>
			<image:loc>http://regtechafrica.com/wp-content/uploads/2020/06/remotedeposit.jpg</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://regtechafrica.com/applying-regtech-to-combat-money-laundering/</loc>
		<lastmod>2020-12-21T06:06:50+00:00</lastmod>
		<image:image>
			<image:loc>http://regtechafrica.com/wp-content/uploads/2020/12/1_hPZnmr5JNmi_OPHeyGECuA.jpeg</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://regtechafrica.com/umba-a-digital-bank-for-emerging-markets-raises-2m-seed-funding-to-expand-across-africa/</loc>
		<lastmod>2020-12-20T16:35:02+00:00</lastmod>
		<image:image>
			<image:loc>http://regtechafrica.com/wp-content/uploads/2020/12/umba-nigeria-app.png</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://regtechafrica.com/visa-proposes-method-for-offline-digital-currency-payments/</loc>
		<lastmod>2020-12-20T16:32:39+00:00</lastmod>
		<image:image>
			<image:loc>http://regtechafrica.com/wp-content/uploads/2020/06/Visa.jpg</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://regtechafrica.com/sec-fines-robinhood-65m-over-trade-dealings/</loc>
		<lastmod>2020-12-20T16:29:55+00:00</lastmod>
		<image:image>
			<image:loc>http://regtechafrica.com/wp-content/uploads/2020/09/Robinhood-1-scaled.jpg</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://regtechafrica.com/why-data-governance-matters/</loc>
		<lastmod>2020-12-20T16:27:23+00:00</lastmod>
		<image:image>
			<image:loc>http://regtechafrica.com/wp-content/uploads/2020/08/personal-data-e1596707534936.jpg</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://regtechafrica.com/digital-wallet-apple-pay-draws-antitrust-scrutiny/</loc>
		<lastmod>2020-12-20T16:14:54+00:00</lastmod>
		<image:image>
			<image:loc>http://regtechafrica.com/wp-content/uploads/2020/05/BBVA-apple-pay-1024x629-1.jpg</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://regtechafrica.com/canada-pension-investor-cdpq-to-invest-1-billion-in-invenergy/</loc>
		<lastmod>2020-12-20T16:01:18+00:00</lastmod>
		<image:image>
			<image:loc>http://regtechafrica.com/wp-content/uploads/2020/12/CDPQ.jpg</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://regtechafrica.com/cbn-directs-banks-to-close-naira-accounts-of-money-transfer-operators/</loc>
		<lastmod>2020-12-20T15:50:28+00:00</lastmod>
		<image:image>
			<image:loc>http://regtechafrica.com/wp-content/uploads/2020/04/Central-Bank-of-Nigeria-CBN-e1588090214913.jpg</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://regtechafrica.com/nigerian-tech-startup-indicina-closes-a-six-figure-seed-round/</loc>
		<lastmod>2020-12-20T15:47:28+00:00</lastmod>
		<image:image>
			<image:loc>http://regtechafrica.com/wp-content/uploads/2020/12/Itanna-Team-702x336-1.jpg</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://regtechafrica.com/ant-group-removes-small-banks-online-deposit-products-from-its-platform-as-it-toes-the-line-with-chinas-new-fintech-rules/</loc>
		<lastmod>2020-12-20T15:46:27+00:00</lastmod>
		<image:image>
			<image:loc>http://regtechafrica.com/wp-content/uploads/2020/07/ant_financial.jpg</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://regtechafrica.com/efina-launches-2m-covid-19-fund-for-individuals-and-msmes-in-nigeria/</loc>
		<lastmod>2020-12-20T15:39:06+00:00</lastmod>
		<image:image>
			<image:loc>http://regtechafrica.com/wp-content/uploads/2020/06/EFINa.png</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://regtechafrica.com/afreximbank-names-seven-nigerian-banks-as-trade-finance-intermediaries/</loc>
		<lastmod>2020-12-20T15:36:58+00:00</lastmod>
		<image:image>
			<image:loc>http://regtechafrica.com/wp-content/uploads/2020/04/Afreximbank.jpg</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://regtechafrica.com/zwipe-prepares-for-biometric-card-volume-rollouts-with-more-hiring/</loc>
		<lastmod>2020-12-19T12:36:38+00:00</lastmod>
		<image:image>
			<image:loc>http://regtechafrica.com/wp-content/uploads/2020/12/zwipe-biometric-payment-card-1024x683-1.jpg</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://regtechafrica.com/alphabet-backed-fintech-gocardless-nears-1-billion-valuation-amid-digital-payments-boom/</loc>
		<lastmod>2020-12-19T12:29:30+00:00</lastmod>
		<image:image>
			<image:loc>http://regtechafrica.com/wp-content/uploads/2020/12/GoCardless-CEO-and-co-founder-Hiroki-Takeuchi.jpeg</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://regtechafrica.com/citi-builds-open-api-fintech-marketplace/</loc>
		<lastmod>2020-12-19T12:28:56+00:00</lastmod>
		<image:image>
			<image:loc>http://regtechafrica.com/wp-content/uploads/2020/12/Citigroup-Revlon-lenders.jpg</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://regtechafrica.com/with-950k-pre-seed-onepipe-is-building-a-super-aggregator-for-every-financial-service-api-in-nigeria/</loc>
		<lastmod>2020-12-19T12:25:34+00:00</lastmod>
		<image:image>
			<image:loc>http://regtechafrica.com/wp-content/uploads/2020/12/OnePipe.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://regtechafrica.com/wp-content/uploads/2020/12/null-13.jpeg</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://regtechafrica.com/ibm-buys-canadian-fintech-expertus-to-bolster-payments-offerings/</loc>
		<lastmod>2020-12-19T12:23:05+00:00</lastmod>
		<image:image>
			<image:loc>http://regtechafrica.com/wp-content/uploads/2020/05/ibm.jpg</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://regtechafrica.com/american-express-takes-stake-in-crypto-trading-platform-falconx-paxos-raises-142-million/</loc>
		<lastmod>2020-12-19T12:18:01+00:00</lastmod>
		<image:image>
			<image:loc>http://regtechafrica.com/wp-content/uploads/2020/06/American-Express.jpg</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://regtechafrica.com/imf-says-universal-central-bank-digital-currency-could-reshape-future-of-global-payments/</loc>
		<lastmod>2020-12-19T12:14:52+00:00</lastmod>
		<image:image>
			<image:loc>http://regtechafrica.com/wp-content/uploads/2020/04/IMF-building.png</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://regtechafrica.com/interswitch-to-launch-multi-currency-prepaid-card-with-kenyas-credit-bank/</loc>
		<lastmod>2020-12-18T20:31:29+00:00</lastmod>
		<image:image>
			<image:loc>http://regtechafrica.com/wp-content/uploads/2020/04/Interswitch-Office-Nigeria.jpg</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://regtechafrica.com/sim-card-deadline-nimc-assures-of-adequate-preparations/</loc>
		<lastmod>2020-12-18T14:23:04+00:00</lastmod>
		<image:image>
			<image:loc>http://regtechafrica.com/wp-content/uploads/2020/05/NIMC-1-1.jpg</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://regtechafrica.com/access-bank-unveils-swiftpay-digital-payment-platform-for-smes/</loc>
		<lastmod>2020-12-18T14:21:16+00:00</lastmod>
		<image:image>
			<image:loc>http://regtechafrica.com/wp-content/uploads/2020/09/54e1ebd7-access-bank.jpg</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://regtechafrica.com/netflix-confirms-the-appointment-of-econet-founder-strive-masiyiwa-to-its-board-of-directors/</loc>
		<lastmod>2020-12-18T14:17:03+00:00</lastmod>
		<image:image>
			<image:loc>http://regtechafrica.com/wp-content/uploads/2020/12/wgl-2017-strive-masiyiwa.jpg</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://regtechafrica.com/central-bank-of-kenya-ends-free-m-pesa-transfers/</loc>
		<lastmod>2020-12-18T14:14:41+00:00</lastmod>
		<image:image>
			<image:loc>http://regtechafrica.com/wp-content/uploads/2020/08/Central-Bank-of-Kenya-Kisumu-Branch.jpg</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://regtechafrica.com/what-fintech-means-for-ecommerce/</loc>
		<lastmod>2020-12-18T14:13:14+00:00</lastmod>
		<image:image>
			<image:loc>http://regtechafrica.com/wp-content/uploads/2020/12/credit20apps.jpeg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://regtechafrica.com/wp-content/uploads/2020/12/payment20innovation.jpeg</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://regtechafrica.com/cybersecurity-will-remain-a-priority-despite-reduced-it-budgets-research-shows/</loc>
		<lastmod>2020-12-18T14:08:13+00:00</lastmod>
		<image:image>
			<image:loc>http://regtechafrica.com/wp-content/uploads/2020/11/Cyber-Hygiene-1200-780x470-1.jpg</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://regtechafrica.com/refinitiv-successfully-completes-acquisition-of-giact/</loc>
		<lastmod>2020-12-18T14:05:41+00:00</lastmod>
		<image:image>
			<image:loc>http://regtechafrica.com/wp-content/uploads/2020/12/Refinitiv.jpg</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://regtechafrica.com/sub-saharan-africas-to-mobile-traffic-to-grow-6-5-times-by-2026/</loc>
		<lastmod>2020-12-18T14:05:23+00:00</lastmod>
		<image:image>
			<image:loc>http://regtechafrica.com/wp-content/uploads/2020/10/Financial-Inclusion-Farmers-Agriculture-Africa.jpg</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://regtechafrica.com/how-to-avoid-paying-excessive-taxes-in-nigeria/</loc>
		<lastmod>2020-12-18T01:11:45+00:00</lastmod>
		<image:image>
			<image:loc>http://regtechafrica.com/wp-content/uploads/2020/10/digital-tax.jpg</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://regtechafrica.com/radius-bank-launches-enhanced-online-banking-and-mobile-app-experience-for-small-business-clients/</loc>
		<lastmod>2020-12-17T12:47:59+00:00</lastmod>
		<image:image>
			<image:loc>http://regtechafrica.com/wp-content/uploads/2020/12/Radius-bank-e1608209256979.jpg</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://regtechafrica.com/roblox-delays-going-public-until-next-year/</loc>
		<lastmod>2020-12-17T12:47:06+00:00</lastmod>
		<image:image>
			<image:loc>http://regtechafrica.com/wp-content/uploads/2020/12/12roblox1-web-mobileMasterAt3x-v2.jpg</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://regtechafrica.com/new-cbn-guidelines-ban-mmos-psps-operators-from-receiving-diaspora-remittances/</loc>
		<lastmod>2020-12-17T12:45:58+00:00</lastmod>
		<image:image>
			<image:loc>http://regtechafrica.com/wp-content/uploads/2020/04/BOSS88.jpg</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://regtechafrica.com/ncc-directs-mobile-operators-to-block-lines-without-nin-as-from-31-dec-2020/</loc>
		<lastmod>2020-12-17T12:44:42+00:00</lastmod>
		<image:image>
			<image:loc>http://regtechafrica.com/wp-content/uploads/2020/04/Nigerian-Communications-Commission-NCC.jpg</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://regtechafrica.com/mini-app-startup-appboxo-banks-1-1m-in-seed-funding/</loc>
		<lastmod>2020-12-17T12:28:27+00:00</lastmod>
		<image:image>
			<image:loc>http://regtechafrica.com/wp-content/uploads/2020/12/appboxo-e1608208086357.jpg</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://regtechafrica.com/blockchain-use-cases-in-real-life-financial-services/</loc>
		<lastmod>2020-12-17T12:21:15+00:00</lastmod>
		<image:image>
			<image:loc>http://regtechafrica.com/wp-content/uploads/2020/11/blockchain-technology.jpg</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://regtechafrica.com/bank-of-france-set-to-conduct-eight-experiments-to-test-potential-of-digital-currency/</loc>
		<lastmod>2020-12-17T12:13:58+00:00</lastmod>
		<image:image>
			<image:loc>http://regtechafrica.com/wp-content/uploads/2020/12/BanqueDeFrance-710x458-1.jpg</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://regtechafrica.com/microsoft-ey-expand-blockchain-platform-for-gaming-rights-to-include-payments/</loc>
		<lastmod>2020-12-17T12:12:32+00:00</lastmod>
		<image:image>
			<image:loc>http://regtechafrica.com/wp-content/uploads/2020/06/Microsoft-1.jpg</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://regtechafrica.com/first-abu-dhabi-bank-collaborates-with-visa-on-b2b-virtual-cards/</loc>
		<lastmod>2020-12-17T12:10:45+00:00</lastmod>
		<image:image>
			<image:loc>http://regtechafrica.com/wp-content/uploads/2020/07/visa-mfs-africa-cross-border-payments-scaled.jpg</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://regtechafrica.com/infraco-africa-invests-27m-in-infracredit-to-finance-infrastructure/</loc>
		<lastmod>2020-12-16T13:59:05+00:00</lastmod>
		<image:image>
			<image:loc>http://regtechafrica.com/wp-content/uploads/2020/12/InfraCredit-e1608127105972.jpg</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://regtechafrica.com/paycentral-and-mastercard-partner-to-launch-digicentral/</loc>
		<lastmod>2020-12-16T13:54:45+00:00</lastmod>
		<image:image>
			<image:loc>http://regtechafrica.com/wp-content/uploads/2020/12/Mastercard-e1608126859201.png</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://regtechafrica.com/reddit-aquires-video-platform-dubsmash/</loc>
		<lastmod>2020-12-16T13:51:16+00:00</lastmod>
		<image:image>
			<image:loc>http://regtechafrica.com/wp-content/uploads/2020/12/wersm-reddit-acquires-video-platform-dubsmash-e1608126621458.jpg</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://regtechafrica.com/bank-of-frances-deputy-governor-discusses-cbdc-progress-regulatory-changes/</loc>
		<lastmod>2020-12-16T13:51:02+00:00</lastmod>
		<image:image>
			<image:loc>http://regtechafrica.com/wp-content/uploads/2020/12/BanqueDeFrance-710x458-1.jpg</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://regtechafrica.com/vcash-and-imto-partners-to-start-payment-of-forex-remittances-to-nigeria/</loc>
		<lastmod>2020-12-16T13:45:26+00:00</lastmod>
		<image:image>
			<image:loc>http://regtechafrica.com/wp-content/uploads/2020/12/Untitled-design.png</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://regtechafrica.com/cbn-releases-new-operational-template-to-enhance-tsa-collections/</loc>
		<lastmod>2020-12-16T13:45:05+00:00</lastmod>
		<image:image>
			<image:loc>http://regtechafrica.com/wp-content/uploads/2020/08/images-22.jpeg</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://regtechafrica.com/fg-suspends-issuance-of-free-trade-zone-licenses/</loc>
		<lastmod>2020-12-16T13:44:04+00:00</lastmod>
		<image:image>
			<image:loc>http://regtechafrica.com/wp-content/uploads/2020/05/Buhari-e1597237063311.jpg</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://regtechafrica.com/pfas-can-invest-up-to-n2-4trn-in-infrastructure-funds-bonds-pencom/</loc>
		<lastmod>2020-12-16T13:40:13+00:00</lastmod>
		<image:image>
			<image:loc>http://regtechafrica.com/wp-content/uploads/2020/06/Acting-DG.png</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://regtechafrica.com/direct-debits-transactions-surges-by-54-as-more-nigerians-adopt-usage/</loc>
		<lastmod>2020-12-16T13:38:45+00:00</lastmod>
		<image:image>
			<image:loc>http://regtechafrica.com/wp-content/uploads/2020/07/Africa-mobile-money-coronavirus-GBO.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://regtechafrica.com/wp-content/uploads/2020/12/null-6.png</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://regtechafrica.com/avrust-nigeria-partners-with-swedish-covr-security-on-secure-digital-identity-solutions/</loc>
		<lastmod>2020-12-16T12:55:14+00:00</lastmod>
		<image:image>
			<image:loc>http://regtechafrica.com/wp-content/uploads/2020/12/null-12.jpeg</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://regtechafrica.com/op-ed-a-bank-in-every-pocket/</loc>
		<lastmod>2020-12-16T11:31:27+00:00</lastmod>
		<image:image>
			<image:loc>http://regtechafrica.com/wp-content/uploads/2020/12/Bluecode.png</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://regtechafrica.com/wp-content/uploads/2020/07/Global-Digital-payment.png</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://regtechafrica.com/systemspecs-is-payment-technology-company-of-the-year/</loc>
		<lastmod>2020-12-16T11:03:39+00:00</lastmod>
		<image:image>
			<image:loc>http://regtechafrica.com/wp-content/uploads/2020/12/null-11-e1608116583175.jpeg</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://regtechafrica.com/emtech-unveils-sandbox-to-streamline-central-bank-regulatory-reviews/</loc>
		<lastmod>2020-12-16T10:15:33+00:00</lastmod>
		<image:image>
			<image:loc>http://regtechafrica.com/wp-content/uploads/2020/12/shutterstock_1860782977.jpg</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://regtechafrica.com/why-alibaba-was-fined-over-past-deals-as-china-gets-tougher-on-big-tech/</loc>
		<lastmod>2020-12-16T10:13:41+00:00</lastmod>
		<image:image>
			<image:loc>http://regtechafrica.com/wp-content/uploads/2020/12/960x0.jpg</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://regtechafrica.com/uk-regulators-fine-barclays-31-million-for-poor-treatment-of-credit-customers/</loc>
		<lastmod>2020-12-16T10:08:22+00:00</lastmod>
		<image:image>
			<image:loc>http://regtechafrica.com/wp-content/uploads/2020/04/Westminister-large-1024x683-1.jpg</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://regtechafrica.com/digital-id-and-video-based-kyc-help-lenders-onboard-smbs/</loc>
		<lastmod>2020-12-15T07:57:15+00:00</lastmod>
		<image:image>
			<image:loc>http://regtechafrica.com/wp-content/uploads/2020/07/Digital-Twin.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://regtechafrica.com/wp-content/uploads/2020/12/null-8.jpeg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://regtechafrica.com/wp-content/uploads/2020/12/null-9.jpeg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://regtechafrica.com/wp-content/uploads/2020/12/null-10.jpeg</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://regtechafrica.com/uk-regulations-to-create-new-digital-markets-unit/</loc>
		<lastmod>2020-12-15T07:56:05+00:00</lastmod>
		<image:image>
			<image:loc>http://regtechafrica.com/wp-content/uploads/2020/07/MAY2018_uk_openbanking.jpg</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://regtechafrica.com/how-covid-19-has-changed-the-shape-of-african-cybersecurity/</loc>
		<lastmod>2020-12-15T07:56:00+00:00</lastmod>
		<image:image>
			<image:loc>http://regtechafrica.com/wp-content/uploads/2020/09/Global-security.jpeg</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://regtechafrica.com/dispute-resolution-set-to-fight-expected-pandemic-driven-fraud/</loc>
		<lastmod>2020-12-15T07:52:56+00:00</lastmod>
		<image:image>
			<image:loc>http://regtechafrica.com/wp-content/uploads/2020/08/rupay-1577719113.jpg</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://regtechafrica.com/regtech-beyond-compliance-how-can-banks-asset-managers-and-insurers-determine-the-right-regtech-solution-for-their-needs/</loc>
		<lastmod>2020-12-15T07:48:34+00:00</lastmod>
		<image:image>
			<image:loc>http://regtechafrica.com/wp-content/uploads/2020/07/regulations.jpg</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://regtechafrica.com/fmo-and-cathay-africinvest-innovation-invest-in-agritech-startup-aerobotics/</loc>
		<lastmod>2020-12-14T14:30:57+00:00</lastmod>
		<image:image>
			<image:loc>http://regtechafrica.com/wp-content/uploads/2020/12/Cathay-Pacific.jpg</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://regtechafrica.com/paypal-square-make-top-10-list-of-most-valuable-u-s-banks/</loc>
		<lastmod>2020-12-14T14:30:06+00:00</lastmod>
		<image:image>
			<image:loc>http://regtechafrica.com/wp-content/uploads/2020/08/null-1.jpeg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://regtechafrica.com/wp-content/uploads/2020/12/null-5.png</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://regtechafrica.com/reserve-bank-of-india-enhances-rtgs-money-transfer-operation-24x7/</loc>
		<lastmod>2020-12-14T14:25:39+00:00</lastmod>
		<image:image>
			<image:loc>http://regtechafrica.com/wp-content/uploads/2020/07/Reserve-Bank-of-India.jpg</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://regtechafrica.com/trading-app-robinhood-hires-goldman-sachs-to-lead-its-ipo-sources-say/</loc>
		<lastmod>2020-12-13T11:28:50+00:00</lastmod>
		<image:image>
			<image:loc>http://regtechafrica.com/wp-content/uploads/2020/09/Robinhood-1-scaled.jpg</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://regtechafrica.com/citigroup-defends-actions-at-trial-over-900-million-revlon-blunder/</loc>
		<lastmod>2020-12-13T11:23:40+00:00</lastmod>
		<image:image>
			<image:loc>http://regtechafrica.com/wp-content/uploads/2020/12/CitiBank-scaled.jpg</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://regtechafrica.com/estonian-fintech-startup-modularbank-nabs-e4-million-to-expand-operations-in-the-uk-and-europe/</loc>
		<lastmod>2020-12-13T11:23:16+00:00</lastmod>
		<image:image>
			<image:loc>http://regtechafrica.com/wp-content/uploads/2020/12/Modularbank.jpg</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://regtechafrica.com/banking-on-fintechs-synctera-raises-12-4m-seed-for-financial-services-matching-platform/</loc>
		<lastmod>2020-12-13T11:15:25+00:00</lastmod>
		<image:image>
			<image:loc>http://regtechafrica.com/wp-content/uploads/2020/12/synctera.jpg</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://regtechafrica.com/access-bank-in-talks-with-atlas-mara-to-take-over-bancabc/</loc>
		<lastmod>2020-12-12T10:48:21+00:00</lastmod>
		<image:image>
			<image:loc>http://regtechafrica.com/wp-content/uploads/2020/09/54e1ebd7-access-bank.jpg</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://regtechafrica.com/nigerian-lending-startup-indicina-raises-6-figure-funding-round-for-product-development/</loc>
		<lastmod>2020-12-12T10:38:52+00:00</lastmod>
		<image:image>
			<image:loc>http://regtechafrica.com/wp-content/uploads/2020/12/Itanna-Team-702x336-1.jpg</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://regtechafrica.com/kenyan-smart-addressing-startup-okhi-launches-in-nigeria-with-funding-from-interswitch/</loc>
		<lastmod>2020-12-12T10:32:14+00:00</lastmod>
		<image:image>
			<image:loc>http://regtechafrica.com/wp-content/uploads/2020/12/OkHi-Address-1-702x336-1.png</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://regtechafrica.com/ecobank-md-others-list-opportunities-in-digital-financial-inclusion-advocate-partnerships-between-operators/</loc>
		<lastmod>2020-12-12T10:21:45+00:00</lastmod>
		<image:image>
			<image:loc>http://regtechafrica.com/wp-content/uploads/2020/12/Patrick-Akinwuntan7.jpg</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://regtechafrica.com/paypal-backed-fintech-start-up-tink-valued-at-more-than-800-million-after-fresh-funding/</loc>
		<lastmod>2020-12-12T10:20:13+00:00</lastmod>
		<image:image>
			<image:loc>http://regtechafrica.com/wp-content/uploads/2020/12/Tink-co-founders-Daniel-Kjellen-and-Fredrik-Hedberg..jpg</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://regtechafrica.com/swedish-challenger-rocker-pilots-biometric-card/</loc>
		<lastmod>2020-12-11T11:35:18+00:00</lastmod>
		<image:image>
			<image:loc>http://regtechafrica.com/wp-content/uploads/2020/12/Rocker.png</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://regtechafrica.com/jpmorgan-completes-live-blockchain-repo-trade-ahead-of-new-product-launch/</loc>
		<lastmod>2020-12-11T11:30:39+00:00</lastmod>
		<image:image>
			<image:loc>http://regtechafrica.com/wp-content/uploads/2020/12/null-6.jpeg</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://regtechafrica.com/france-fines-google-120m-and-amazon-42m-for-dropping-tracking-cookies-without-consent/</loc>
		<lastmod>2020-12-11T11:29:20+00:00</lastmod>
		<image:image>
			<image:loc>http://regtechafrica.com/wp-content/uploads/2020/12/Google-amazon-e1607686087234.jpg</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://regtechafrica.com/21-out-of-the-51-west-african-startups-that-raised-1m-in-the-past-decade-went-through-an-accelerator/</loc>
		<lastmod>2020-12-11T11:24:53+00:00</lastmod>
		<image:image>
			<image:loc>http://regtechafrica.com/wp-content/uploads/2020/12/null-7.jpeg</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://regtechafrica.com/facebooks-whatsapp-rolls-out-shopping-feature-globally/</loc>
		<lastmod>2020-12-11T11:18:21+00:00</lastmod>
		<image:image>
			<image:loc>http://regtechafrica.com/wp-content/uploads/2020/06/Whatsapp.jpg</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://regtechafrica.com/how-covid-19-is-shaping-financial-inclusion/</loc>
		<lastmod>2020-12-11T11:16:04+00:00</lastmod>
		<image:image>
			<image:loc>http://regtechafrica.com/wp-content/uploads/2020/08/P2P-Payments.jpg</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://regtechafrica.com/long-awaited-africa-wide-free-trade-zone-opens-on-january-1st/</loc>
		<lastmod>2020-12-11T11:06:47+00:00</lastmod>
		<image:image>
			<image:loc>http://regtechafrica.com/wp-content/uploads/2020/12/AfCFTA.png</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://regtechafrica.com/hp-appoints-new-md-for-africa/</loc>
		<lastmod>2020-12-11T10:59:49+00:00</lastmod>
		<image:image>
			<image:loc>http://regtechafrica.com/wp-content/uploads/2020/12/Bradley.png</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://regtechafrica.com/cbn-issues-new-licence-categorization-for-the-nigerian-payment-systems/</loc>
		<lastmod>2020-12-11T10:44:05+00:00</lastmod>
		<image:image>
			<image:loc>http://regtechafrica.com/wp-content/uploads/2020/08/cbn-23.jpeg</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://regtechafrica.com/slice-uses-apis-to-take-a-bite-out-of-address-verification/</loc>
		<lastmod>2020-12-10T12:14:14+00:00</lastmod>
		<image:image>
			<image:loc>http://regtechafrica.com/wp-content/uploads/2020/12/cart-abandonment-onboarding.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://regtechafrica.com/wp-content/uploads/2020/12/null-3.jpeg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://regtechafrica.com/wp-content/uploads/2020/12/null-4.jpeg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://regtechafrica.com/wp-content/uploads/2020/12/null-5.jpeg</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://regtechafrica.com/paydek-collaborates-with-thunes-on-x-border-payments/</loc>
		<lastmod>2020-12-10T12:09:35+00:00</lastmod>
		<image:image>
			<image:loc>http://regtechafrica.com/wp-content/uploads/2020/12/Thunes.jpg</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://regtechafrica.com/mastercard-partners-create-cultivate-to-launch-digital-store-for-women-owned-smbs/</loc>
		<lastmod>2020-12-10T12:04:06+00:00</lastmod>
		<image:image>
			<image:loc>http://regtechafrica.com/wp-content/uploads/2020/06/5c46f70667b0a924bc4cbaa4.jpg</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://regtechafrica.com/china-regulator-puts-countrys-fintech-giants-on-notice-hinting-at-more-rules/</loc>
		<lastmod>2020-12-09T12:16:38+00:00</lastmod>
		<image:image>
			<image:loc>http://regtechafrica.com/wp-content/uploads/2020/05/china-central-bank-1000x600-1.jpg</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://regtechafrica.com/goldman-sachs-takes-full-ownership-of-its-china-securities-joint-venture/</loc>
		<lastmod>2020-12-09T12:15:05+00:00</lastmod>
		<image:image>
			<image:loc>http://regtechafrica.com/wp-content/uploads/2020/05/goldman-sachs-1-960x480-1.jpg</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://regtechafrica.com/russian-central-bank-takes-a-u-turn-on-its-cryptocurrency-stance/</loc>
		<lastmod>2020-12-09T12:14:53+00:00</lastmod>
		<image:image>
			<image:loc>http://regtechafrica.com/wp-content/uploads/2020/07/Russia.jpg</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://regtechafrica.com/world-economic-forum-to-be-held-in-singapore-in-may/</loc>
		<lastmod>2020-12-09T12:08:26+00:00</lastmod>
		<image:image>
			<image:loc>http://regtechafrica.com/wp-content/uploads/2020/12/World-economic-forum.jpg</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://regtechafrica.com/more-investors-join-forces-with-disrupt-africa-to-open-source-annual-funding-report/</loc>
		<lastmod>2020-12-09T12:04:03+00:00</lastmod>
		<image:image>
			<image:loc>http://regtechafrica.com/wp-content/uploads/2020/12/Disrupt-africa.png</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://regtechafrica.com/thumbtack-acquires-home-management-startup-setter/</loc>
		<lastmod>2020-12-09T11:59:18+00:00</lastmod>
		<image:image>
			<image:loc>http://regtechafrica.com/wp-content/uploads/2020/12/Thumbtack.jpg</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://regtechafrica.com/china-hands-out-3-million-of-digital-yuan-as-jd-com-becomes-first-online-platform-to-accept-it/</loc>
		<lastmod>2020-12-09T11:37:49+00:00</lastmod>
		<image:image>
			<image:loc>http://regtechafrica.com/wp-content/uploads/2020/10/Chinas-Cryptocurrency-ICOs-Ban.jpg</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://regtechafrica.com/how-mastercards-digital-payment-drive-is-growing-financial-inclusion-in-south-africa/</loc>
		<lastmod>2020-12-09T11:37:07+00:00</lastmod>
		<image:image>
			<image:loc>http://regtechafrica.com/wp-content/uploads/2020/07/Mastercard%E2%80%99s-certification-of-a-Thales-Group-biometric-payment-card-with-Fingerprint-Cards-technology.jpg</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://regtechafrica.com/sterling-banks-paywithspecta-boosts-sales-for-businesses-gives-digital-credit-limits-to-consumers/</loc>
		<lastmod>2020-12-09T11:34:54+00:00</lastmod>
		<image:image>
			<image:loc>http://regtechafrica.com/wp-content/uploads/2020/09/Sterling-Bank-e1601446790371.jpg</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://regtechafrica.com/malaysia-a-hub-for-shariah-fintech/</loc>
		<lastmod>2020-12-08T12:27:32+00:00</lastmod>
		<image:image>
			<image:loc>http://regtechafrica.com/wp-content/uploads/2020/12/Malaysia.png</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://regtechafrica.com/icc-and-africa-investor-launch-global-etrade-partnership-to-digitise-five-million-smes-in-africa/</loc>
		<lastmod>2020-12-08T12:21:52+00:00</lastmod>
		<image:image>
			<image:loc>http://regtechafrica.com/wp-content/uploads/2020/12/SMES.png</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://regtechafrica.com/singapores-blockchain-industry-cites-supply-chain-management-as-biggest-dlt-use-case/</loc>
		<lastmod>2020-12-08T12:12:20+00:00</lastmod>
		<image:image>
			<image:loc>http://regtechafrica.com/wp-content/uploads/2020/05/shutterstock_1179442075-1028x675-1.jpg</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://regtechafrica.com/malaysian-stock-exchange-expands-market-making-framework-to-increase-efficiency-flexibility/</loc>
		<lastmod>2020-12-08T12:07:20+00:00</lastmod>
		<image:image>
			<image:loc>http://regtechafrica.com/wp-content/uploads/2020/12/Bursa.jpg</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://regtechafrica.com/standard-charteredphilippines-bank-issue-187m-blockchain-bond/</loc>
		<lastmod>2020-12-08T11:46:07+00:00</lastmod>
		<image:image>
			<image:loc>http://regtechafrica.com/wp-content/uploads/2020/08/103014476-GettyImages-476579407-scaled-e1597196998410.jpg</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://regtechafrica.com/singapores-digital-bank-license-winner-says-its-not-trying-to-bring-down-established-banks/</loc>
		<lastmod>2020-12-08T11:28:45+00:00</lastmod>
		<image:image>
			<image:loc>http://regtechafrica.com/wp-content/uploads/2020/08/Singtel-share-price.jpg</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://regtechafrica.com/4-startups-win-microsofts-first-apac-emerge-x-pitch-battle/</loc>
		<lastmod>2020-12-08T11:27:29+00:00</lastmod>
		<image:image>
			<image:loc>http://regtechafrica.com/wp-content/uploads/2020/05/microsoft.jpg</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://regtechafrica.com/worldremit-unveils-usd-payout-option-in-nigeria/</loc>
		<lastmod>2020-12-08T09:37:25+00:00</lastmod>
		<image:image>
			<image:loc>http://regtechafrica.com/wp-content/uploads/2020/12/WorldRemit.png</image:loc>
		</image:image>
	</url>
</urlset>
<!-- XML Sitemap generated by Rank Math SEO Plugin (c) Rank Math - rankmath.com -->